Monday, April 13, 2020

The COVID-19 Crisis - eqHR Is Here For You

April 13, 2020

Dear Clients,

We want to assure you that we take the health and well-being of our community, customers, and associates very seriously. Like you, we're closely monitoring the quickly developing effects of the Coronavirus (COVID-19) pandemic.

During the COVID-19 crisis, we will continue to provide ongoing coverage about new or changed regulations enacted to support your business operations.

To help prevent the spread of COVID-19, we will practice social distancing. We have temporarily suspended on-site visits to protect and care for our employees, our customers, and the public.

Our experienced HR & Payroll advisors are available to provide professional human resources and payroll guidance during our regular business hours via phone, email, and text.

June Jeong, CEO
855-461-8808

Friday, April 3, 2020

The COVID-19 Crisis - Updates

April 3,2020


Tips for California businesses to keep their doors open


·    Disaster Loan- The Small Business Administration(SBA) is offering special, low-interest economic disaster loans to California companies suffering losses because of the outbreak. The money can be used for debt, payroll or other bills, according to the administration.
·    Furlough employees or place them on unpaid leave of absence as an alternative to lay-offs- this option will make it easier to re-staff after the crisis is over and will allow employees to maintain benefits in most cases.
·    EDD Workshare Program- allows employees to receive unemployment benefits while keeping their job at reduced hours and is intended to help employers avert the need for layoffs.
·    Review benefit plans for cost savings- options may include suspending 401(k) matching or eliminated supplemental or other plans.
·    Investigate lines of credit- use available lines of credit in order to avoid cash flow problems that may arise due to further disruption in the lending environment.
·    Communicate with creditors and vendors- ask them to increase flexibility and provide ways to adjust payments


Highlights of Package that passed the Senate


·    Direct payments to individuals- single Americans would receive $1,200, married couples would get $2,400 and parents would see $500 for each child under age 17.
·    Student loan payments suspended
·    REAL ID deadline delayed
·    Boost for unemployment benefits- the federal government would give jobless workers an extra $600 a week for four months on top of their state benefits. It will also extend benefits to those who do not qualify for traditional unemployment benefits including independent contractors and gig economy workers.
·    $500 billion lending program- includes $454 billion to businesses, states and municipalities. The measure includes restrictions on businesses who receive the loans. Those businesses may not issue dividends for up to a year after the loan is no longer outstanding and must retain 90% of employment levels as of March 24, "to the extent practicable," through September 30. The loans also cannot last longer than five years.

Other Important Things to Remember


·    Orange County’s order states that employers cannot require a doctor or health care provider’s note to allow a worker who was sick with acute respiratory illness to return to work.
·    In other counties employers can require a doctor or heath care provider’s note
·    No credit for leave taking for emergency FMLA or PSL granted prior to April 1 will be given, payroll tax credits begin for leave taken after April 1.
·    Paid leave under FFCRA must be paid at the employee’s regular rate of pay calculation under the FLSA. This is the average rate of pay over a period of up to six months prior to the day the leave begins. Compensation such as commission, tips and piece rates are included.
·   Critical infrastructure exemptions were expanded in California from the Department of Homeland Security guidelines.

eqHR Solutions' trusted advisors are ready to assist you in your unique needs and are happy to answer any questions that you may have and are still fully prepared to continue to service all of your Human Resource and Payroll needs. Included below is some valuable information that can be applied to all businesses.

If you find that you have a unique situation or would like assistance with a policy or procedure for the current Coronavirus situation, please do not hesitate to contact your assigned trusted advisor or any other member of our team.

June Jeong, CEO
855-461-8808
Email

Resources

The COVID-19 Crisis - Business Regulation Updates

April 3, 2020


FAQ’s for Employers


The effects on business operations due to COVID-19


As the situation with coronavirus (COVID-19) continues to develop, businesses are experiencing many unforeseen and unprecedented situations and finding ourselves at a loss as to how to ensure employee safety and continue to conduct business under the instability that COVID-19 has brought us to.

Essential Businesses should provide employees with a proof of work letter in the event they are pulled over in transit while conducting essential business duties. Please contact your trusted advisor for more information.

Below are some frequently asked questions that address some of these concerns. Due to the rapidly changing circumstances, the below should only serve as a guide and is subject to change.
What do I do if employees refuse to come to work?
·    If an employee expresses concerns, communicate steps that the company is taking to ensure employee safety (routine cleaning etc).
·    Find out what their main concerns are, and if they disclose, they are high risk, allow them to self-quarantine (FFCRA may apply).
·    If an employee is not high risk, but wants to self-quarantine, offer them an unpaid leave of absence or telework if possible.

Do employers still need to complete documentation under CA WARN?
·    Yes, even though the 60 day WARN act has been suspended, employers still need to complete all documentation as soon as they are able.

What do I do if I cannot afford to pay my employees?

Temporary leave of absence (LOA)
·    Allows employers to keep employees
·    Employees are able to use PTO & collect UI
·    May be FFCR eligible

Layoff
·    May need to issue WARN notices
·    Would need to rehire employees at a later date

Reduction in salary/work hours
·    Good option if some operations are still running
·    Option for employees to Telework
·    Employees can recover difference through UI

On March 12, 2020, the Small Business Association (SBA) announced that it would implement new COVID-19 disaster relief lending.
  • To access these emergency loans, you should contact the SBA disaster assistance customer service center directly. Call 1-800-659-2955 (TTY: 1-800-877-8339) or email disastercustomerservice@sba.gov.

eqHR Solutions' trusted advisors are ready to assist you in your unique needs and are happy to answer any questions that you may have and are still fully prepared to continue to service all of your Human Resource and Payroll needs. Included below is some valuable information that can be applied to all businesses.
If you find that you have a unique situation or would like assistance with a policy or procedure for the current Coronavirus situation, please do not hesitate to contact your assigned trusted advisor or any other member of our team.

June Jeong, CEO
855-461-8808
Email   

Thursday, April 2, 2020

The COVID-19 Crisis - Business Regulation Updates

March 25,2020


FAQ’s for Employers

The effects on business operations due to COVID-19

As the situation with coronavirus (COVID-19) continues to develop, businesses are experiencing many unforeseen and unprecedented situations and finding ourselves at a loss as to how to ensure employee safety and continue to conduct business under the instability that COVID-19 has brought us to.

Below are some frequently asked questions that address some of these concerns. Due to the rapidly changing circumstances, the below should only serve as a guide and is subject to change.

Families First Coronavirus Response Act (FFCRA)
·    Employers will be able to recover payouts in the form of payroll tax credits, and may be able to get funds on an emergency basis (contact your trusted advisor for more information)

Emergency Family Medical Leave Act (FMLA)
·    12 weeks of PAID leave
·    It is important to note that the current bill only provides paid leave for school/child care closures.
·    Employees must have worked for the employer for at least 30 calendar days.
·    Employers may exclude health care providers and emergency responders.
·    The first 10 days may be unpaid.

Public Health Emergency Paid Sick Leave
·    Full-time employees must receive 80 hours of Emergency Paid Sick Leave. This can be used for any employees who are diagnosed with COVID-19, who have symptoms, seeking medical treatment, or high risk.
·    Part-time employees must receive a prorated amount equal to the number of hours the employee works, on average, over a two-week period. All employees are immediately eligible for Emergency Paid Sick Leave; there is no 30-day requirement.

What if an employee appears sick?
·    Employees should be encouraged to stay home if they are sick, even if it’s just a common cold.
·    Have a Coronavirus policy that states if employees appear to be sick, they will be sent home and allowed to return once they are symptom-free.

An employee of ours has tested positive for COVID-19. What should we do?
·    You should send home all employees who worked closely with that employee for a 14-day period of time to ensure the infection does not spread.
·    Before the employee departs, ask them to identify all individuals who worked in close proximity (three to six feet) with them in the previous 14 days to ensure you have a full list of those who should be sent home.
·    When sending the employees home, do not identify by name the infected employee or you could risk a violation of confidentiality laws.
·    If you work in a shared office building or area, you should inform building management so they can take whatever precautions they deem necessary.
·    It is recommended to close off areas used by the ill persons and wait as long as practical before beginning cleaning and disinfection to minimize potential for exposure to respiratory droplets. Open outside doors and windows to increase air circulation in the area. If possible, wait up to 24 hours before beginning cleaning and disinfection.
·    Cleaning staff should clean and disinfect all areas (e.g., offices, bathrooms, and common areas) used by the ill persons, focusing especially on frequently touched surfaces.

Can I take an employee’s temperature at work to determine whether they might be infected?
·    Yes. The EEOC confirmed that measuring employees’ body temperatures is permissible given the current circumstances. While the Americans with Disabilities Act (ADA) places restrictions on the inquiries that an employer can make into an employee’s medical status, and the EEOC considers taking an employee’s temperature to be a “medical examination” under the ADA, the federal agency recognizes the need for this action now because the CDC and state/local health authorities have acknowledged community spread of COVID-19 and issued attendant precautions. 
·    However, as a practical matter, an employee may be infected with the COVID-19 coronavirus without exhibiting recognized symptoms such as a fever, so temperature checks may not be the most effective method for protecting your workforce.
·  If you elect to take employee’s temperature, ensure the safety of those administering the test as they will be coming into contact with each employee and will be at higher risk. 



eqHR Solutions' trusted advisors are ready to assist you in your unique needs and are happy to answer any questions that you may have and are still fully prepared to continue to service all of your Human Resource and Payroll needs. Included below is some valuable information that can be applied to all businesses.

If you find that you have a unique situation or would like assistance with a policy or procedure for the current Coronavirus situation, please do not hesitate to contact your assigned trusted advisor or any other member of our team.

CDC -Information & Interim Guidance for Businesses

EEOC

CA - FAQs COVID-10

US Dept of Labor - FAQ Family Medial Leave

EDD - FAQs COVID-10

CA/OSHA - Covid-19 guideline


The COVID-19 Crisis - Business Regulation Updates

March 24,2020


FAQ’s for Employers

he effects on business operations due to COVID-19


As the situation with coronavirus (COVID-19) continues to develop, businesses are experiencing many unforeseen and unprecedented situations and finding ourselves at a loss as to how to ensure employee safety and continue to conduct business under the instability that COVID-19 has brought us to.
Below are some frequently asked questions that address some of these concerns. Due to the rapidly changing circumstances, the below should only serve as a guide and is subject to change.

Families First Coronavirus Response Act (FFCRA)

Employers will be able to recover payouts in the form of payroll tax credits, and may be able to get funds on an emergency basis (contact your trusted advisor for more information).

Emergency Family Medical Leave Act (FMLA)
·    12 weeks of PAID leave
·    It is important to note that the current bill only provides paid leave for school/child care closures.
·    Employees must have worked for the employer for at least 30 calendar days.
·    Employers may exclude health care providers and emergency responders.
·    The first 10 days may be unpaid.

Public Health Emergency Paid Sick Leave
·    Full-time employees must receive 80 hours of Emergency Paid Sick Leave. This can be used for any employees who are diagnosed with COVID-19, who have symptoms, seeking medical treatment, or high risk.
·    Part-time employees must receive a prorated amount equal to the number of hours the employee works, on average, over a two-week period. All employees are immediately eligible for Emergency Paid Sick Leave; there is no 30-day requirement.

What if an employee appears sick?
·    Employees should be encouraged to stay home if they are sick, even if it’s just a common cold.
·    Have a Coronavirus policy that states if employees appear to be sick, they will be sent home and allowed to return once they are symptom-free.

An employee of ours has tested positive for COVID-19. What should we do?
·    You should send home all employees who worked closely with that employee for a 14-day period of time to ensure the infection does not spread.
·    Before the employee departs, ask them to identify all individuals who worked in close proximity (three to six feet) with them in the previous 14 days to ensure you have a full list of those who should be sent home.
·    When sending the employees home, do not identify by name the infected employee or you could risk a violation of confidentiality laws.
·    If you work in a shared office building or area, you should inform building management so they can take whatever precautions they deem necessary.
·    It is recommended to close off areas used by the ill persons and wait as long as practical before beginning cleaning and disinfection to minimize potential for exposure to respiratory droplets. Open outside doors and windows to increase air circulation in the area. If possible, wait up to 24 hours before beginning cleaning and disinfection.
·    Cleaning staff should clean and disinfect all areas (e.g., offices, bathrooms, and common areas) used by the ill persons, focusing especially on frequently touched surfaces.

Can I take an employee’s temperature at work to determine whether they might be infected?
·    Yes. The EEOC confirmed that measuring employees’ body temperatures is permissible given the current circumstances. While the Americans with Disabilities Act (ADA) places restrictions on the inquiries that an employer can make into an employee’s medical status, and the EEOC considers taking an employee’s temperature to be a “medical examination” under the ADA, the federal agency recognizes the need for this action now because the CDC and state/local health authorities have acknowledged community spread of COVID-19 and issued attendant precautions. 
·    However, as a practical matter, an employee may be infected with the COVID-19 coronavirus without exhibiting recognized symptoms such as a fever, so temperature checks may not be the most effective method for protecting your workforce.
·    If you elect to take employee’s temperature, ensure the safety of those administering the test as they will be coming into contact with each employee and will be at higher risk. 

Essential Businesses should provide employees with a proof of work letter in the event they are pulled over in transit while conducting essential business duties. Please contact your trusted advisor for more information.

 What do I do if employees refuse to come to work?
·    If an employee expresses concerns, communicate steps that the company is taking to ensure employee safety (routine cleaning etc).
·    Find out what their main concerns are, and if they disclose, they are high risk, allow them to self-quarantine (FFCRA may apply).
·    If an employee is not high risk, but wants to self-quarantine, offer them an unpaid leave of absence or telework if possible.

Do employers still need to complete documentation under CA WARN?
·    Yes, even though the 60 day WARN act has been suspended, employers still need to complete all documentation as soon as they are able.

What do I do if I cannot afford to pay my employees?

Temporary leave of absence (LOA)
·    Allows employers to keep employees
·    Employees are able to use PTO & collect UI
·    May be FFCR eligible

Layoff
·    May need to issue WARN notices
·    Would need to rehire employees at a later date

Reduction in salary/work hours
·    Good option if some operations are still running
·    Option for employees to Telework
·    Employees can recover difference through UI

    On March 12, 2020, the Small Business Association (SBA) announced that it would implement new COVID-19 disaster relief lending.

To access these emergency loans, you should contact the SBA disaster assistance customer service center directly. Call 1-800-659-2955 (TTU: 1-800-877-8339) or email disastercustomerservice@sba.gov.


Wednesday, April 1, 2020

The Paycheck Protection Program - Update

April 1,2020


SBA (Orange County) FAQ Online Sessions


In our earlier Paycheck Protection Program (PPP) news we provided program information from the SBA regarding the PPP.

Today, at 10 am, the local Orange County SBA office rolled out their first live FAQ session to answer business owners PPP questions. They plan to continue with two FAQ each day this week and one each day next week.
To receive session times/dates, we recommend you go to the Orange County SBA website - Email Updates section and click on the Get Email Updates.

Other offices may offer similar FAQ sessions.

View


eqHR Solutions' trusted advisors are ready to assist you in your unique HR needs and are happy to answer any questions that you may have and are still fully prepared to continue to service all of your Human Resource and Payroll needs. Included below is some valuable information that can be applied to all businesses.

If you find that you have a unique situation or would like assistance with a policy or procedure for the current Coronavirus situation, please do not hesitate to contact your assigned trusted advisor or any other member of our team. 


Resources


CDC -Information & Interim Guidance for Businesses

EEOC

CA - FAQs COVID-10

US Dept of Labor - FAQ Family Medical Leave

EDD - FAQs COVID-10

CA/OSHA - Covid-19 guideline

The Paycheck Protection Program

April 1,2020


Is your business struggling for a financially neutral method to retain your employees without a layoff or furlough?


The Coronavirus Aid, Relief, and Economic Security (CARES) Act authorized two types of financial assistance:
1. Economic Injury Disaster Loan Assistance (EIDL)
2. Paycheck Protection Program (PPP).

The Paycheck Protection Program is available to any business with 500 or fewer employees that can demonstrate “economic uncertainty” due to COVID-19. The loans are also available to sole proprietorship's, the self-employed, and gig workers. The businesses will have had to be operational as of February 15th    
  • The loan will be fully forgiven if the funds are used for payroll costs, interest on mortgages, rent, and utilities. Due to likely high subscriptions, at least 75% of the forgiven amount must have been used for payroll).
  • Loan payments will also be deferred for six months.
  • No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.

We recommend that you immediately contact an SBA-certified lender, which includes most banks, credit unions, and other financial institutions. The SBA is scheduled to authorize lenders to process applications on April 3rd.

View

eqHR Solutions' trusted advisors are ready to assist you in your unique HR needs and are happy to answer any questions that you may have and are still fully prepared to continue to service all of your Human Resource and Payroll needs. Included below is some valuable information that can be applied to all businesses.

If you find that you have a unique situation or would like assistance with a policy or procedure for the current Coronavirus situation, please do not hesitate to contact your assigned trusted advisor or any other member of our team. 

Resources

CDC -Information & Interim Guidance for Businesses

EEOC

CA - FAQs COVID-10

US Dept of Labor - FAQ Family Medical Leave

EDD - FAQs COVID-10

CA/OSHA - Covid-19 guideline